Catamaran Insurance

I use Geico for my cats.

when i purchased my first mystere I got insurance from Allstate
I told the guy i paid 3200, and wanted that as replacement cost
i paid about $1 day
after 4 or 5 years without a claim i decided it was crazy to keep paying

came to find out i overpaid for years, no matter what i paid for, they were gonna give me "blue book" value'
blue book value on 20 year old boats is pretty low

I am a non racer, and even if i did race, they don't ever check or really require it here to race at my beach - no one has it...

But if your a racer, or just a smart person, having liability insurance is a smart to have and required by most organized races

Edited by MN3 on Aug 07, 2017 - 06:41 PM.

I've had Boat US for years on my F16 and A cats. Rates have been reasonable, $250ish/year on the F16 and $300ish/yr on the A Cats. I just bought a new A and was given a quote of $857/year. They said the triple priced coverage is from the fact that they had a new carrier. I think they were bought out by Gieco. She also told me my F16 rate would go up as well when it renews. She said they have more claims on catamarans so charge more for them. I've had one claim in 5 years on like 5 boats I've had coverage on.

I checked online with progresssive and got a price of $400-500 depending on how much coverage I want. I have friends that say good things about State Farm. My local people said they didn't cover them and I didn't push it since I was happy with Boat US aback then.

Any recommendations on who offers Catamaran Insurance??

here's a previous discussion on the topic of insurance.
j
https://www.thebeachcats.com/index.php?module=forums&func=viewtopic&topic=16188

saltlife77 wrote: Any recommendations on who offers Catamaran Insurance??

I have the boat combined with my house and car insurance.
It's under $100 per year.

klozhald wrote: [quote=saltlife77]Any recommendations on who offers Catamaran Insurance??

I have the boat combined with my house and car insurance.
It's under $100 per year.

Does the policy include regattas and racing?

USAA. Liability covered through homeowners, boat insured for $1500 (which is really not enough)
And it it covered during racing

I use Geico for my 2000 Inter 20, it's about $160/year in Hawaii.

How much coverage is that?

I needs to know, in case I runs into you out there,.. 😆

Hi All,
Anyone purchased insurance this year?
I need to insure my Marstrom Tornado
I have USAA (homeowners and auto). They have a relationship with Progressive.
SO..I just got a quote from Progressive (USAA discount) for about 400-500 /year.
I did ask for trailer insurance on the quote...but realized that perhaps the Auto insurance could cover the trailer? Will need to ask...

Geico/boatUS no longer insures catamarans. Absolutely absurd that they are lumping every single sail multihull into the same bucket. A hobie cat is nowhere near a leopard, and a rich guy who wants to putt around 2 weeks a year is nowhere near an experienced captain, but they don't seem to care.

I got state farm to insure my f16 liability only for 100 bucks a year. I am under the impression that any time the trailer is being towed, it is covered by the towing vehicles insurance.

Pretty affordable boat and boat trailer insurance for AARP members through their program. If you are an AARP member, check them out. They have been responsive on my H18...

Try Boat US

saltlife77 wrote: Any recommendations on who offers Catamaran Insurance??

I go through Kevin Severance Insurance. Pay about $100/year for the Prindle and about $150 for the Tornado. he was the only one who found a policy for a 40+ year old wooden catamaran.